The first sting of extortion racketeering came about three years into life in a Mandatory HOA. At the very first mandatory HOA meeting I ever attended, I asked "what does this association do with that money?". The manager said "it goes to pay for the streetlights and the trash collection". Okay, fast forward a couple years later, the city of San Antonio annexed Stone Oak and took over the streetlights and the garbage issues for over 1000 homeowners in this development with tax assessments about 7 times the HOA dues payment. My wife and I decided that since the HOA is no longer providing any services, we would "unjoin" and stop paying the little HOA bill of $60 dues twice a year. Three months later, we got a letter from the HOA management company's lawer with a bill for ~$250 and a threat that they would start foreclosure in 30 days if we didn't pay up in full. This threat was over the $60 dues payment (allegedly to pay for lights and garbage, remember?), plus $30 late fees, plus a $150 "collections fee". I paid the extortion after consulting with a lawyer about it and was told I could not "unjoin" the Non-Profit corporation, which contradicted every belief I knew about the Non-profit corporation concept. That's when my suspicion that this was an organized crime activity began, and has since been confirmed.
The rest of this webpage has an assortment of information, including a few strong opinions about Mandatory HOAs. Brace yourself, the gloves are coming off!
This distress symbol takes you to a website called HOA News Network. Here you can see videos, news and documentaries about Mandatory HOAs and acts of "Official Oppression" from all across the United States. Nauseating but necessary - some of these stories are so horrifying you have to see them to believe them, words are not enough.
The Texas House of Representatives recently held a hearing about a proposed law called "TUPCA" - the
Texas Uniform Planned Community Act. I opened my testimony by advertising this website you are reading, and by declaring the swarm of CAI lobbyists present to be "Domestic Enemies of the Constitutuion". After reading from a prepared speech for a minute or so, I shared my opinion about what kind of "FAMILY" we join when we buy a house in a "Mandatory" Homeowner's Association. I pointed out how this color of authority fosters a new meaning for the word "MAFIA" - and offered everyone in the room one of these bumper stickers to clarify my point. Click this picture to see a recent foreclosure story by this MAFIA, and join in the comments posted online about this story at WOAI:
That's right, I made it clear to every legislator in the room what my opinion is: every mandatory association that extorts their funding via the threat of foreclosing on homesteads is an organized crime FAMILY. They have deliberately undermined our constitution by using this threat. An alleged debt to a NON-PROFIT corporation for dues is not listed as one of the debts allowed the right to foreclose on a homestead in the Texas Constitution. They won't tell you about this lifetime membership in the MAFIA when you close on your homestead. No sir, they hide it in a 200-page thick fine-print "declaration" that can be found down at the courthouse if you go look for it. They didn't give me a copy of this alleged "contract", and it took several requests and some cash to get a copy after I learned about this alleged contract that they say I "agreed to". How can this be a valid contract if you don't even get a copy and time to read it? Deception is what this is called - deceptive trade practice by Pulte Homes. Back to my testimony, or should I say the diversion from my planned testimony where I failed to point out the most nauseating passage of the entire TUPCA proposal. This is what motivated me to travel to Austin and speak out against this proposal. Labeling the swarm of CAI lobbyists "Domestic Enemies of the Constitution" is not a light charge. Here is proof that they intend to deliberately nullify inviolatable constitutional protections - thus earning the drafters of this proposed legislation that label - The constitution says that "perpetuities are contrary to the genius of free government and shall never be allowed".
Never in the history of mandatory HOA legislation proposals have I seen such a direct and unmitigated assault on our constitution as I see here in this proposal. There will be more hearings, and this point is going to provide some serious firepower for citizens who read and write thier legislators about this assault on our constitutuion -
From TUPCA: Sec. 83.004. APPLICABILITY OF CERTAIN OTHER LAW. (a) The rule against perpetuities does not apply to a declaration, to the interests created in a declaration, or to other governing documents.
(a) A declaration is perpetual unless the declaration states that the declaration endures for a shorter period.
(b) If a declaration states a term of limited years and does not provide for renewal or extension of the declaration term, the term of the declaration may be extended or made perpetual, if:
(1) the board adopts a resolution recommending that the term be extended or made perpetual;
(2) the resolution to extend the term of the declaration or make the term of the
declaration perpetual is submitted to the lot owners, as members of the association; and
(3) the resolution to extend the term of the declaration or make the term of the
declaration perpetual is approved by vote or agreement of owners of lots to which at least a majority of the votes in the association are allocated.
Thru my testimony to the legislature, I hope that I've succeeded in shining a light on what is wrong here in Mandatory HOA land, and that 2009 will bring a radical change in the way these authorities are renewed, extended and created in Texas. The boots of Democracy will prevail - either by peaceful implementation of sensible consumer protections - such as mandating the process in property code 201 be followed to renew these authorities, or suburbanites will stomp out this tyranny in ways we've yet to invent. We're mad as hell, and we ain't gonna take it any more! Freedom of speech shall not be infringed - and should this be attempted I'll reach for that second amendment.
I pray that 2009 legislature brings democracy home to our land. But I promise that if you ask them, the CAI will tell you that we Americans cannot govern ourselves and we need them to write the rules and enforce them upon us.
They fear democracy, why?
BECAUSE THEY ARE DICTATORSHIPS!!!!!
Our legislators need to put 'em under the boots of Democracy - that's where all governments belong.
Deed Restrictions vs. "Covenants"
One critical distinction that needs to be understood is the difference between deed restrictions and COVENANTS. Deed restrictions are non-money demanding parameters that specify land use - setbacks, minimum square footage, building composition, fencing types allowed, etc.
COVENANTS, on the other hand, are just a fancy word for CONTRACT. This is where confusion sets in, and this is where consumers are getting conscripted into unconscionable terms. These contracts must be brought into the world of consumer protections from unconscionability - such as perpetual self-renewing money contracts that allow unconstitutional foreclosures on homesteads. Covenants are also the source of authority of "architectural review" whereby owners must obtain written permission from a self-appointed control freak in order to make any improvements to their home - it's a condition of the adhesion contract, there is no choice if you want to buy a house these days.
The Texas Homeowner Advocate Group has set up a website to facilitate an open discussion about "TUPCA" - Texas Uniform Planned Community Act. If this proposed legislation is passed, you can kiss your constitutuional way of life goodbye forever - because "Non-Governmental Organizations" do not have to restrain thier abuse of power like a government organization, and you won't get any response from the District Attorney's office when they pull any crap that smells like "official oppression". That's already a known behavior by the D.A. when a HOA spins out of control - it's a private contract matter and they won't get involved.
Comments above this line were last edited December 2, 2007. The rest of this page was written over the past seven years, and remains largely unchanged since October 2002. I repair the occasional dead links from time to time...PEACE
To Insure Domestic Tranquility, the U. S. Constitution
restricts government to certain forms, where sovereign power comes from the
people; Government designed in this manner prevents the seeds of tyranny from growing
in this country. "Private Governments" created by developers are not
required to abide by the constitutional requirements of traditional American
Free Government. The existence of these non-Democratically-founded local
government regimes compromise the constitution.

How do you ABOLISH Your HOA? Change the DEED RESTRICTIONS with a Petition like this one.
"By
the sovereign power ... is meant the making of laws; for wherever that power
resides, all others must conform to, and be directed by it, whatever appearance
the outward form and administration of the government may put on."
On
The Commons
is a weekly radio show dedicated to discussing the many issues
surrounding mandatory homeowner associations, the fastest growing form of
residential housing in the nation. On The Commons is broadcast every Saturday
from 2-3 PM ET on WEBR 94.5 cable FM Fairfax, Virginia. In the Northern
Virginia area, On The Commons can be heard on Cox Cable, Channel 37 and
nationally on the internet at